Buying travel insurance is the smart thing to do when you want to/ need to travel. Anything can go wrong especially when in a foreign land and so it is good to be prepared for any eventuality.
Travel insurance was designed to give you peace of mind and can help you to relax and enjoy your trip to the fullest.
Common risks are covered by travel insurance:
-Medical emergency (accident or illness)
-Repatriation of remains
-Return of a minor
-Visitor health insurance
-Accidental death, injury or disablement benefit
-Overseas funeral expenses
-Lost, stolen or damaged baggage, personal effects or travel documents
-Delayed baggage (and emergency replacement of essential items)
-Flight connection was missed due to airline schedule
-Travel delays due to weather
-Travel insurance is tailored to meet all needs of students, groups, individuals, and corporate business travelers
Is Travel Insurance Worth the Hype?
Travel insurance gives the traveller peace of mind when travelling.
Here are our top tips:
Insurance is paid for per trip. Travel insurance lasts the length of the trip because people do not spend all their time travelling. Therefore travel
Travel insurance will cover you and your luggage: Majority of travel insurance protects you against liabilities that arise from health or accidents while on a trip. However, issues that may arise such as loss of luggage and loss of travel documents while on the trip are also covered. This means should you lose your luggage, you will be reimbursed.
You might already be covered. Some medical and auto insurance may be valid in other countries therefore it would be prudent to confirm. Please check with ATS Travel and we will advise accordingly.
Investigate the terms of your insurance: Travel insurance can include accidental death or dismemberment, medical care, transportation to medical facilities and loss of luggage/personal possessions. Confirm the terms of coverage with your insurance provider.
Consider extra coverage. If you travel with expensive electronic equipment, sports gear or jewelry, you should also consider taking extra coverage for the items to in case of loss.
Value of emergency medical coverage: Find out whether your health insurer would cover you for overseas medical treatment in case of an emergency. If not, take up a cover that will take care of prolonged treatment in a foreign hospital in case of illness or injury, airlifting should you require it and possibly your flight home for an emergency procedure.
ATS travel can facilitate: as a travel and tour operator, ATS can advise on the best cover and also assist clients to get the best insurance through reputable insurance companies.